Sterling Bank Plc (STERLN.ng) 2013 Abridged Report

first_imgSterling Bank Plc (STERLN.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2013 abridged results.For more information about Sterling Bank Plc (STERLN.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Sterling Bank Plc (STERLN.ng) company page on AfricanFinancials.Document: Sterling Bank Plc (STERLN.ng)  2013 abridged results.Company ProfileSterling Bank Plc is a financial services institution in Nigeria offering banking products and services to the corporate and commercial sectors as well as high net-worth individuals, small businesses and joint venture partnerships. The company provides a full-service offering for consumer and commercial banking as well as corporate, investment and wholesale banking. This includes loans and advances, letters of credit, equipment leasing, money market operations and electronic banking as well as financial advisory and securities trading services. The company was founded in 1960 and formerly known as NAL Bank Plc. Its head office is in Lagos, Nigeria. Sterling Bank Plc is listed on the Nigerian Stock Exchangelast_img read more

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UPDC Real Estate Investment Trust (UPDC.ng) 2020 Abridged Report

first_imgUPDC Real Estate Investment Trust (UPDC.ng) listed on the Nigerian Stock Exchange under the Property sector has released it’s 2020 abridged results.For more information about UPDC Real Estate Investment Trust (UPDC.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the UPDC Real Estate Investment Trust (UPDC.ng) company page on AfricanFinancials.Document: UPDC Real Estate Investment Trust (UPDC.ng)  2020 abridged results.Company ProfileUPDC Real Estate Investment Trust is a real estate investment trust which invests in the property market in Nigeria. It was established in 2013. The company managing the UPDC Real Estate Investment Trust is based in Lagos, Nigeria. UPDC Real Estate Investment Trust is listed on the Nigerian Stock Exchangelast_img

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England 12-6 Wales Talking Points from Twickenham

first_imgThe key talking points from England’s 12-6 win over Wales at Twickenham in the 2018 Six Nations Wales coach Warren Gatland wasn’t happy with the decision either, saying afterwards: “It looked like a clear try to me. They flew a guy in from New Zealand to be TMO and unfortunately I think he made a terrible mistake. At this level that is pretty disappointing.“I struggled a little bit with the wording. He said England got there first and there was no clear downward pressure from Wales. I thought Gareth got there first and there was clear downward pressure. In front of 82,000 people with a lot at stake, you need to get those decisions right.”Watch the footage of the Watson-Anscombe chase here to see what you think…Related: How the TMO in rugby worksThat Sam Underhill tackleSam Underhill arrived at half-time to replace Sam Simmonds but it was in the 62nd minute that he made his most crucial intervention.Wales broke down the wing and Scott Williams looked to be in for a try that would have cut England’s 12-3 lead. As he dived towards the line, Underhill flew in to drag his legs across the touchline before he had a chance to ground the ball.Watch the Sam Underhill tackle on Scott Williams here:If Williams had scored then, it could have been a very different game. Fast show: Jonny May scores the first of his tries against Wales. Photo: Getty Images England – Tries: May 2. Con: Farrell.Wales – Pens: Patchell, Anscombe. England 12-6 Wales Talking PointsEngland made it two wins from two as they triumphed against Wales to keep their bid to become the first team to win three successive Six Nations titles on course.Two Jonny May tries in the first quarter got the Twickenham crowd excited, but this was not the try-fest witnessed in the win over Italy in Rome last weekend – the wet weather didn’t help on that front.After Rhys Patchell had slotted a penalty for Wales in the 24th minute there wasn’t a point scored until the 76th minute, when Gareth Anscombe kicked another penalty to give Wales a losing bonus point.In fact, this is the lowest-scoring England v Wales game since 1988, when Wales won 11-3 at Twickenham.It may not have been a thriller, but there is still plenty to reflect on. Here are the key talking points from the game at Twickenham…The Ford-Farrell kicking axisEngland’s 10-12 combination of George Ford and Owen Farrell has long been hailed and against Wales the duo’s kicking games really came to the fore.Mixing it up: Owen Farrell opts for a grubber kick at Twickenham. Photo: Getty ImagesWhen Anthony Watson beat Rhys Patchell to a high ball to tap it back, it was Farrell who was quick to put boot to ball and the pace of Jonny May saw the England wing reach it first to touch down.A few minutes later, Ford put a kick ahead that Farrell chased and made several metres towards the Wales’ 22. Later there was another chip out wide to May.Boot boy: George Ford puts in a kick against Wales. Photo: Getty ImagesOverall, the England pair kicked smarter and more accurately than Wales – and that ability to mix their kicks allowed them to set up attacking positions and put pressure on the visitors. It also made Wales’ line speed in defence less of a factor.The bottle of Rhys PatchellWe had to mention Wales fly-half Rhys Patchell after Eddie Jones had openly questioned his bottle in the lead-up to this match.Backing himself: Rhys Patchell looks to break past Jonathan Joseph. Photo: Getty ImagesNeither he nor Gareth Anscombe were as reliable under the high ball as Leigh Halfpenny surely would have been if he hadn’t had to pull out before kick-off.Yet Patchell definitely showed bottle when backing himself to beat Owen Farrell and Anthony Watson with his sidestep when running out of his own 22 on two occasions in the first half.The work-rate of Joe LaunchburyMaro Itoje may be the more well-known of the England locks but Joe Launchbury was the standout at Twickenham.Defensive line: Joe Launchbury makes a tackle on Cory Hill. Photo: Getty ImagesHe was ever-present at the contact area, put in thumping hits and delivered a sweet pass back inside to set up Jonny May’s second try while being tackled by two players.Mike Brown was also brilliantly assertive under the high ball – not an easy task in the wet conditions – and was duly named Man of the Match. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION OFFERSMuch-debated TMO callIn the 22nd minute Rhys Patchell put in a cross-field kick to Steff Evans. The ball then ricocheted off Evans’s knee, which led to a chase between Anthony Watson and Gareth Anscombe to touch the ball down first.The decision went to the TMO. It was an extremely tight call and Glenn Newman ruled that the ball hadn’t been clearly grounded by Anscombe first. It caused much debate on social media and these two Wales internationals didn’t seem to agree with the call given their Twitter posts…last_img read more

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Whitewater ceases trading

first_img Tagged with: Consulting & Agencies Howard Lake | 16 April 2012 | News Whitewater ceases trading AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The charity direct marketing agency Whitewater has gone into administration, along with Involve (formerly JDA).UK Fundraising understands that announcements were made at both the companies involved this morning (Monday 16 April).Whitewater had been part of the group since 2007 and had specialised in charity direct marketing since its inception in 1987. According to its website, clients included Macmillan Cancer Support, RNLI, Royal British Legion and RSPCA.A statement from Martin Smith, ceo Involve Marketing Partnership, said that the move had no effect on other business and agencies in the Group.www.whitewater.biz  44 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

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Did COVID-19 cause the Wall Street crash?

first_imgFacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this March 10 — The coronavirus COVID-19 is very serious. But it is not the cause of the stock market crash on March 9. While every effort is being made to push the market up again, the fact remains that the crash happened and can happen again.Let’s ask this question: Why was there no market crash when COVID-19 was spreading in People’s China? The virus originated there and has caused many more deaths in China than anywhere else — more than 3,000. The U.S., by contrast, has had just 29 COVID-19 deaths as of today, yet the economy here is reeling. China has had to shut down production in many areas in order to effectively contain the virus. But that didn’t cause a worldwide economic crisis.What has just happened in the New York Stock Exchange is another thing entirely.The weekend of March 7-8 saw the emergence of a crisis of the capitalist system itself. And the money men saw it coming. So on Sunday night, the Federal Reserve Bank pumped at least $50 billion into the stock market in “overnight repurchase agreements.” Then on Monday the New York Fed announced it was ramping up its overnight cash injections to the market to at least $150 billion. This infusion of the remarkable sum of $200 billion — of what is supposed to be the people’s money — has temporarily stabilized the market. But it reveals how fearful the capitalists are that a serious economic contraction or recession is looming.Loss of jobs and health coverageOf course the virus spreading here is a real concern for workers. Will the Trump regime spend anywhere near $200 billion to keep them paid and healthy during the epidemic?The biggest worry for workers is what will happen to them as the capitalist economy contracts. How many jobs will be lost? How many will lose not only their jobs but their health coverage at the same time? And that means coverage for all kinds of ailments, not just COVID-19.To put what is happening in perspective, let’s look at the last time this country faced a serious flu epidemic. In 1918, toward the end of World War I, there was a much deadlier virus than today’s COVID-19. It killed up to 50 million people worldwide. But that epidemic did not crash the stock market or lead to an economic depression. On the contrary, what followed was a decade of impetuous capitalist economic growth — until the huge stock market crash of 1929.Right now scientists are trying to understand this new coronavirus in order to create a vaccine against it. That’s important, but it could take 12 to 18 months from now. But what is also needed right now is an understanding of what makes capitalism itself so deadly, so destructive that the system lurches from depressions to wars in order to satisfy the lust for profit.Expand — or dieFortunately, there is a science that can explain capitalism. It’s called Marxism. Marxism explains why this system has to keep growing at any cost: Without greater production, without new markets for its products, capitalism will enter into a period of crisis.This need to “expand or die” is what lies behind all the horribly destructive wars since at least 1898. Right now U.S. capitalism is experiencing overproduction. The crash wasn’t caused by COVID-19, but the virus likely hurried it along. China has become an important market for U.S. goods, both agricultural and industrial. Now with COVID-19 shutting down economic activity in parts of that country, China is buying less oil from the U.S.The U.S. has become the biggest oil producer in the world. But much of it comes from fracking shale oil, which is costly. That oil needs to sell at a price of at least $68 a barrel just to break even. (Newsweek, March 8)Oil prices on the world market have now fallen by 30 percent, the biggest drop since January 1991. The benchmark of the industry, Brent Crude, was selling for $67.36 a barrel on Dec. 25. It is now selling for only $33 a barrel and is predicted to drop to as low as $20. That’s almost $40 a barrel less than what it takes to produce shale oil.2008 stock market crashThe current downturn is a reminder of the market crash of 2007-08, which “wiped out workers’ savings and pensions, led to a massive wave of foreclosures and layoffs, introduced punishing austerity, invigorated attacks on workers’ ability to organize and fight, and gave rise to the gig economy and greater insecurity for wider sections of the working class.” (“Growing signs of deepening global capitalist crisis” by Ben Carroll, WW, July 19, 2019) Symptom of overproductionThe sharp drop in oil prices is a clear symptom of massive capitalist overproduction. Oil drives economic activity. When there’s a glut of oil and its price drops, it’s a sign that economic growth is slowing down.But capitalism must expand — or die. That’s how this system works.Of course, economic expansion doesn’t mean everything gets better for the workers. On the contrary. Wealth in the U.S. has expanded enormously in recent years, but it has all been at the top. Millionaires became billionaires while workers’ wages stagnated. Millions of young people in the U.S., many of them victims of the “gig” economy, have come to realize that there is little future for workers under capitalism. They now face the triple whammy of COVID-19, economic insecurity and this system’s long history of oppression: racism, sexism, xenophobia, Islamophobia, ableism, anti-LGBTQ2+ bigotry, poverty  and more.The time is coming for all progressive movements to coalesce in the struggle against this monstrous system of capitalism itself.last_img read more

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India: Well-known newspaper editor gunned down in Kashmir

first_img Follow the news on India April 27, 2021 Find out more News News IndiaAsia – Pacific Condemning abusesProtecting journalists ImpunityViolenceFreedom of expression Organisation In rural India, journalists face choice between covering pandemic and survival The editor of the well-known daily Rising Kashmir and one the region’s most renowned journalists, Shujaat Bukhari was shot several times by unidentified gunmen as he was about to get into his car outside his office. The two police bodyguards escorting him were also hit by the shots and one died of his injuries.Bukhari had been receiving police protection since 2000, when he was the target of an earlier attack.“Shujaat Bukhari’s brutal murder is a major blow for the Kashmiri media community and comes just as the United Nations is calling for an investigation into human rights abuses in Kashmir,” RSF’s Asia-Pacific desk said. “We urge the local and national authorities to shed all possible light on this horrific crime, which has silenced one of Kashmir’s leading independent and moderate voices.”The precise motives for Bukhari’s murder are not yet known but it came during a ceasefire for Ramadan that he had encouraged in his articles. In a tweet, Jammu and Kashmir chief minister Mehbooba Mufti blamed his murder on separatist “terrorism.” No armed group has so far claimed responsibility for the shooting.India is ranked 138th out of 180 countries in RSF’s 2018 World Press Freedom Index, two places lower than last year. IndiaAsia – Pacific Condemning abusesProtecting journalists ImpunityViolenceFreedom of expression Receive email alerts Reporters Without Borders (RSF) is appalled by leading Kashmiri journalist Shujaat Bukhari’s murder on 14 June in Srinagar, in northern India’s troubled state of Jammu and Kashmir, and urges the authorities to do everything possible to find his killers. June 10, 2021 Find out morecenter_img to go further Shujaat Bukhari, editor in chief of newspaper Rising Kashmir, was shot dead on 14 June (photo: YouTube / The Wire). News RSF demands release of detained Indian journalist Siddique Kappan, hospitalised with Covid-19 News RSF_en Help by sharing this information March 3, 2021 Find out more India: RSF denounces “systemic repression” of Manipur’s media June 14, 2018 – Updated on August 23, 2019 India: Well-known newspaper editor gunned down in Kashmirlast_img read more

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Leading intellectual and journalist released on bail

first_img February 25, 2021 Find out more June 9, 2021 Find out more IranMiddle East – North Africa Call for Iranian New Year pardons for Iran’s 21 imprisoned journalists News March 18, 2021 Find out more IranMiddle East – North Africa News Iran: Press freedom violations recounted in real time January 2020 Follow the news on Iran Iranian journalist and intellectual Ramin Jahanbegloo was released on bail today after being held for four months in Tehran’s Evin prison. Arrested on 28 April at Tehran airport, as he was about to leave the country to attend an international conference on Iran, he was placed in solitary confinement in a security wing at Evin. On 3 July, intelligence minister Gholam Hossein Mohseni Ejeie accused him of spying and “taking part in a US attempt to carry out a velvet revolution in Iran.” Jahanbegloo, who has a PhD from the Sorbonne University in Paris, heads the “Modern Thought” group at the Centre for Iranian Cultural Research in Iran. He used to contribute to several pro-reform newspapers such as Gardonn and Kian that were closed by the authorities, and he has written books on democracy, secularism and non-violence. He is also a contributor to several foreign news media including the BBC and the French magazines Esprit and Etudes et Projets.——————————————————- 12.07.06 Government uses “velvet revolution” charge against Jahanbeglou and ther journalists Reporters Without Borders today condemned the Iranian intelligence minister’s recent allegations against imprisoned journalist and intellectual Ramin Jahanbegloo and voiced concern about a new crackdown on the press in Iran.“Accusing Jahanbegloo of helping to prepare a ‘velvet revolution’ is just a new political manoeuvre by the government with the aim of tightening the gag on the press,” Reporters Without Borders said. “We fear that the authorities – after closing more than 20 newspapers for good, summoning dozens of journalists for questioning since the start of the year and banning others from leaving the country – will now launch a new wave of arrests of journalists.”Akbar Ganji, a leading Iranian journalist currently travelling abroad following his recent release, has appealed to the Iranian community and the press for rallies to press calls for the release of all prisoners of conscience including Jahanbegloo.Intelligence minister Gholam Hossein Mohseni Ejeie accused Jahanbegloo on 3 July of “taking part in a US attempt to carry out a velvet revolution in Iran.” A few days later, Tehran chief prosecutor Said Mortazavi named Hassan Hadad – a judge who has had many journalists arrested and who, according to some sources, was a torturer in Evin prison in the 1980s – as deputy prosecutor in charge of security issues.The appointment has prompted concern about a new wave of arrests among dissident circles. Hadad’s job is to crack down “with force on security problems, espionage, attempts to overthrow the regime and threats to public order.” Since April 2000, he has had the task of cracking down on the “enemy” press.Jahanbegloo, who contributes to several foreign news media including the BBC and the French magazines Esprit and Etudes et Projets, was arrested on 28 April at Tehran airport as he was about to leave the country to attend an international conference on Iran. He has been placed in solitary confinement in a security wing of Evin prison.A total of 12 journalists and bloggers are currently detained in Iran. They include Mana Neyestani, Mehrdad Qassemfar, Orouj Amiri, Ali Hamed Iman and Abolfazel Vessali, who have been held for months while their lawyers have not been allowed to visit them in prison or see their case files.center_img to go further News Help by sharing this information Organisation News Receive email alerts RSF_en After Hengameh Shahidi’s pardon, RSF asks Supreme Leader to free all imprisoned journalists August 31, 2006 – Updated on January 20, 2016 Leading intellectual and journalist released on baillast_img read more

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Metamorphic evolution of garnet-epidote-biotite gneiss from the Moine Supergroup, Scotland, and geotectonic implications

first_imgMetapelitic gneisses from the Glenfinnan Group of the Moine Supergroup, Scotland, contain sparse large and numerous small garnets, associated with complex zoned epidote and plagioclase in a biotite matrix. The large garnets show four zones (AI–AIV), whereas the small garnets show three or fewer zones, indicating successive garnet nucleation with increasing nucleation densities. Garnet zones AI and AIV grew under static conditions, whereas the formation of AII and AIII was accompanied by deformation. Garnet zones AI and AII were formed in the assemblage (all + biotite + epidote + plagioclase + quartz + fluid + apatite) garnet + chlorite + muscovite ± ilmenite ± sphene ± magnetite; zone AIII in the assemblage garnet + muscovite + sphene ± magnetite; and zone AIV in the assemblage garnet + sphene ± ilmenite. The chemical zonation and microstructures of garnet A indicate two important discontinuities; one at the transition between garnet zones AI and AII, and a second between zones AII and AIII, which correlate with complex zonation shown by epidote and plagioclase. These discontinuities may result from polymetamorphic garnet growth during different orogenic cycles affecting the Moine Supergroup. Geothermobarometric calculations and Gibbs method modelling provide evidence that garnet zone AI grew rapidly during heating from about 550 to 560°C at pressures of about 4–6 kbar. In contrast, the formation of zone AII was accompanied by nearly isothermal compression from 6 to 8·5 kbar (560 575°C), indicating crustal stacking. After a certain period of cooling, garnet zone AIII grew during renewed heating at P–T conditions of about 640°C and pressures between 5 and 9 kbar. Growth of garnet AIV was accompanied by further temperature rise, reaching maximum conditions of about 670°C at 5 kbar.last_img read more

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Portal wars ‘back on’ as Zoopla ploughs millions into largest ever ad campaign

first_imgHome » News » Marketing » Portal wars ‘back on’ as Zoopla ploughs millions into largest ever ad campaign previous nextMarketingPortal wars ‘back on’ as Zoopla ploughs millions into largest ever ad campaignAfter months of total marketing silence from the main property portals, Zoopla has now revealed a huge push to capitalise on discontent with Rightmove.Nigel Lewis7th August 202001,418 Views The portal wars are hotting up again as both Rightmove, Zoopla and OTM estate agents return to paying fully for their subscriptions and many look which offer best value.Zoopla is the latest to join in with its biggest ever marketing campaign in the company’s 12-year history.Over the next eight weeks at least £2 million is to be spent by Zoopla on TV including across ITV, Sky and Channel 4.Consumers will also see the ads on social media, billboards, buses, digital audio, video on demand, display advertising and YouTube, all designed to drive traffic to its website and smartphone app, and generate more leads for agents.The campaign will feature Zoopla’s existing and often risqué advertising material featuring the tagline ‘We know what a home is really worth’ and with a voiceover by actress Diane Morgan, star of After Life and Motherland.Gary Bramall, Zoopla’s Chief Marketing Officer (left), says: “We know agents are already enjoying a booming housing market fuelled by a combination of pent up demand and the Stamp Duty holiday and we hope this new campaign will help turbocharge that even further.“This campaign, which aims to capitalise on this momentum and inspire people to take positive steps to secure their dream home, represents our biggest marketing spend ever with millions of pounds of activity set to go live over the next couple of months.“Spending so much time at home has led to the nation re-evaluating about what it wants from their homes.“Whether you are a first time buyer or a downsizer people are now moreIndustry reactionSavills UK results are robust but perhaps hint at the wealth impact of COVID-19 on the UK Housing market, whilst the average house price in the UK is around £240,000 the average price of the homes Savills sells is £1.2m in the regions is and £1.9m in London. righmove Gary Bramall OTM Zoopla August 7, 2020Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

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New Veterans’ Benefits for Approved, Nationally Accredited Healthcare Training Programs at…

first_imgHudson County Community College’s Division of Continuing Education and Workforce Development is offering approved certificate programs available to U.S. armed services veterans through their veterans’ benefits. The 3- to 5-month programs are designed to assist participants in embarking upon new, purposeful and sustainable careers in a matter of months.The Enhanced Patient Access Representative (PAR) program provides participants with a basic understanding of the healthcare delivery system, the role of the Patient Access Representative, and the tools needed to administer exceptional customer service in a medical office or hospital setting. The five-module program is tailored for individuals with little or no experience in the healthcare field, who wish to pursue an entry-level career. Accredited by the National Association of Healthcare Access Management (NAHAM), those who complete the program are eligible to take the NAHAM Certified Healthcare Access Associate (CHAA) credential exam.  HCCC provides assistance in job placement. Online classes will begin on Monday, May 11, 2020.The Fast-track Patient Care Technician (PCT) program builds upon the Certified Nurse Aid (CNA) credential, and provides advanced skills for performing daily, hands-on care and diagnostic examinations. Program participants earn valued credentials, including the Patient Care Technician, Phlebotomy and EKG Certificates from the National Health Association (NHA); the Basic Life Support Certificate from the American Heart Association (AHA); and the Occupational Safety and Health Administration (OSHA) and Health Insurance Portability and Accountability Act (HIPAA) Certificate of Training by National Safety Compliance. Online classes will begin on Monday, May 18, 2020.Compete information on pre-requisite requirements, dates and costs may be obtained by contacting Samaya Yashayeva by Monday, May 4, 2020 at [email protected] or 201-360-4247.Virtual Information Session WHAT:               An information session on approved certificate programs that U.S. armed services veterans may take by utilizing their veterans’ benefits. The 3- to 5-month programs for Enhanced Patient Access Representative (PAR) and Fast-track Patient Care Technician (PCT) are designed to assist participants in embarking                                   upon new, purposeful and sustainable careers in a matter of months.WHO:               Hudson County Community College’s Division of Continuing Education and Workforce Development.WHEN:             Monday, May 4 2020 at 2 p.m.WHERE:           WebEx Information –https://tinyurl.com/veteranshcccMeeting number: 798 829 578Password: Dvg7gJsFc38 ×last_img read more

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