National Bank of Kenya Limited (NBK.ke) Q32018 Interim Report

first_imgNational Bank of Kenya Limited (NBK.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2018 interim results for the third quarter.For more information about National Bank of Kenya Limited (NBK.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the National Bank of Kenya Limited (NBK.ke) company page on AfricanFinancials.Document: National Bank of Kenya Limited (NBK.ke)  2018 interim results for the third quarter.Company ProfileNational Bank of Kenya (NBK) Limited is a financial services institution providing banking products and services for the retail, commercial corporate and Islamic banking sectors in Kenya. Its full-service offering ranges from transactional banking products to term deposits, personal loans and overdrafts, insurance premium finance, liquidity management, treasury services, custodial services and asset finance services. National Bank of Kenya offers mortgage products to salaried and business customers under the National Homes brand. The company also offers account relationship management and bancassurance products. It operates through a wide network of branches and ATMs in the major towns and cities of Kenya. Its head office is in Nairobi, Kenya. National Bank of Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

Read More →

No savings at 50? Here are 2 reasons why I’d buy FTSE 100 dividend stocks today

first_img Peter Stephens | Wednesday, 29th January, 2020 | More on: ^FTSE No savings at 50? Here are 2 reasons why I’d buy FTSE 100 dividend stocks today Having no retirement savings at age 50 can cause a degree of stress and worry. After all, with retirement less than 20 years away and the State Pension being inadequate in terms of it being unable to offer financial freedom in older age, having a nest egg is likely to become increasingly important.The FTSE 100’s income stocks could offer a favourable outcome in such a situation. They have historically contributed a large portion of the index’s total returns, and could continue to do so in the coming years. Likewise, they offer high yields which may improve over the long run. Eventually, they could provide you with a growing passive income in retirement.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Total returnsWhile many investors may focus on buying growth shares when aiming to build a retirement nest egg, the reality is that the FTSE 100’s annualised total returns have been positively impacted by dividends in the past. In fact, various studies have shown that the reinvestment of dividends can have a surprisingly large impact on a stock’s total returns over the long run.As such, buying dividend shares could be a better means of building a portfolio compared to growth stocks. In many cases, they offer greater resilience to the business cycle due to their mature status and solid balance sheets. And with interest rates expected to remain at a low level in the coming years, the 4%+ yields on offer within the FTSE 100 could become increasingly popular. This could raise demand for income shares and lead to them having higher prices.The end result may be high total returns that lead to a sizeable retirement nest egg. And, for investors who can identify companies with scope to pay rising dividends due to them having bright financial prospects, they may benefit to an even greater extent from improving market sentiment.Diversified income appealAs well as offering impressive total returns, FTSE 100 dividend stocks have the potential to deliver rising incomes over the long run. Investing in them today, for example, may lead to a 4% yield on average. However, many large-cap shares will be able to beat inflation over the long run when it comes to their dividend payment growth. This could lead to a surprisingly large passive income during your retirement – especially if you are able to reinvest dividends wherever possible.Furthermore, with over a quarter of the FTSE 100’s members having dividend yields that are in excess of 5% at the present time, there is a significant amount of choice for investors. They are able to build a diverse portfolio of companies that may offer reduced risk compared to a concentrated portfolio of shares. This could improve your chances of retiring with a nest egg that can provide a generous passive income in older age that reduces your reliance on the State Pension. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Sharescenter_img “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. See all posts by Peter Stephenslast_img read more

Read More →

I’d buy bargain FTSE 100 shares today for a passive income

first_imgI’d buy bargain FTSE 100 shares today for a passive income Roland Head | Sunday, 19th April, 2020 See all posts by Roland Head Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares The stock market crash has left the FTSE 100 with a dividend yield of 5.5%, according to official data. I reckon that’s an attractive figure for investors wanting to build a passive income.However, a number of FTSE 100 firms have suspended their dividends in recent weeks. I suspect the real dividend yield from the FTSE this year will be lower. That’s bad news for 2020. But I think it’s a great opportunity to buy bargain shares that’ll provide a passive income in the future.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…That’s certainly what I’m doing. I’ve been adding FTSE 100 shares to my income portfolio, even if they’ve suspended their dividends.Why I’m not worried about dividend cutsIf you rely on your stock portfolio for income, I’d always recommend keeping a buffer of at least six months’ income in cash. Without this, this year’s dividend cuts will have been pretty scary.But if you’re still building your passive income, then I see this as no more than a bump in the road. Some of the companies in the FTSE 100 have been trading for hundreds of years. They’ve survived wars, recessions, and other difficult periods.I expect most FTSE 100 firms to restart dividend payments in 2021, if not sooner.How I’d invest in the FTSE 100One option for investors putting cash into the market today is to buy a low-cost FTSE 100 tracker fund.As I write, the FTSE 100 is trading at about 5,700. On a long-term view of at least five years, I think this offers good value. However, one weakness of the FTSE 100 index is that it’s heavily weighted towards oil, mining and big banks. At the end of March, these companies accounted for more than 30% of the entire market.I prefer my portfolio to be more evenly diversified across different sectors of the market. The simplest way to do this is to buy FTSE 100 shares from different sectors, making each holding the same size.I’d aim for a portfolio of 15-20 shares. In my view, this is enough to get good diversification and exposure to all the main areas of the global economy.The FTSE 100 shares I’d buyWhen you’re building a stock portfolio, it can be difficult to know where to start. For passive income, I’d focus on a mix of high yield stocks and companies with a good track record of dividend growth.What we’re aiming for here is a passive income portfolio that pays a yield of about 5% that’ll keep pace with inflation.At the high yield end, I’d focus on traditional income favourites, such as Royal Dutch Shell (11% yield), GlaxoSmithKline (4.8%), British American Tobacco (7.5%) and Legal & General (9.5%). Next would be my pick of the retailers, while I think catering group Compass also has attractions.To provide stronger dividend growth, I’d consider companies such as software group Sage (2.7%), consumer goods giant Unilever (3.6%) and motor insurance firm Admiral (6%). Tech stars Rightmove and Auto Trader might also be worth considering for their historically strong dividend growth, despite very low yields.I’m confident that by following this strategy you should be able to build a portfolio that’ll provide a reliable passive income for many years. It’s what I’m doing with my own cash. Simply click below to discover how you can take advantage of this.center_img Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997” Roland Head owns shares of British American Tobacco, GlaxoSmithKline, and Royal Dutch Shell B. The Motley Fool UK owns shares of and has recommended GlaxoSmithKline and Unilever. The Motley Fool UK has recommended Admiral Group, Auto Trader, Compass Group, Rightmove, and Sage Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.last_img read more

Read More →

Want to get rich and retire early? I’d avoid these FTSE 100 stocks like the plague

first_img See all posts by Royston Wild Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. We spend a large amount of time here at The Motley Fool talking about how FTSE 100 stocks can make you rich. Studies show that a well-balanced portfolio of blue-chip stocks can help you get rich and retire early. The large number of Stocks and Shares ISA millionaires provides further evidence of this. And the stock market crash is a great opportunity to pick some great shares up at rock-bottom prices.That said, there’s a slew of FTSE 100 stocks that could end up costing you a fortune in the long run. Here’s a rundown of some of the Footsie shares I’d avoid like the plague right now.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Banks in botherA bleak outlook for the British economy means I think investors should avoid FTSE 100 banks Lloyds, Barclays and RBS. The domestic recovery is proving to be extremely weak and this casts a huge shadow over these UK-focused companies. The likes of Lloyds could witness an explosion in the number of bad loans in the coming quarters.Britain’s companies are sitting on a debt time bomb that threatens to explode. There could be as much as £107bn worth of unsustainable corporate debt in the UK by next March. That’s according to financial services lobby group TheCityUK. And more than a third of this is held by small businesses.Lloyds and other banks have already stashed hundreds of billions of pounds away to cover Covid-19-related turbulence. It’s probable that they will have to go to the well to draw out more eye-popping provisions to cover the cost of the crisis. And they face significant long-term problems like low interest rates and rising competition too. I’d avoid these FTSE 100 shares at all costs.More high-risk FTSE 100 sharesInvesting in UK retail is a dangerous proposition today too, I feel. There are some bright spots to be had, though. I’d buy shares in low-cost retailers like B&M European Value Retail as they become more popular during times of recession such as these. I’d invest in e-commerce specialists like ASOS that can gain from the internet shopping phenomenon too.I’m more reluctant to invest in retailers with significant physical store estates (like former FTSE 100 stalwart Marks & Spencer) though. They stand to lose out most in these tough economic times. And particularly so as Covid-19 infection fears and social distancing requirements limit the number of customers passing through their doors.By extension, I’m staying away from shopping centre and retail park operators like FTSE 100 companies British Land and Land Securities. This is not the only reason I’d avoid these blue-chips though, as the pandemic casts doubt over what demand for their office spaces will be like in the future.The Square Mile’s top 30 employers said in late April that between 20% and 40% of their workers wouldn’t return to their desks any time soon. That was according to City of London Police commissioner Ian Dyson. Deserted streets across London and empty train carriages since then suggest that companies remain reluctant to bring their workers back. The pandemic has caused firms of all sizes to reassess their attitudes towards homeworking. And it could have a devastating long-term effect on suppliers of office space like those FTSE 100 companies. Want to get rich and retire early? I’d avoid these FTSE 100 stocks like the plague “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Royston Wild | Wednesday, 15th July, 2020 | More on: ^FTSE center_img Simply click below to discover how you can take advantage of this. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended ASOS, B&M European Value, Barclays, British Land Co, Landsec, and Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shareslast_img read more

Read More →

FTSE 100 stocks: a cheap UK dividend share I’d buy for my Stocks and Shares ISA

first_img “This Stock Could Be Like Buying Amazon in 1997” See all posts by Royston Wild Image source: Getty Images FTSE 100 stocks: a cheap UK dividend share I’d buy for my Stocks and Shares ISA Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. HSBC Holdings (LSE: HSBA) faces some significant headwinds that might crimp profitability, at least in the near term. But this UK banking share is still a FTSE 100 stock I’d be pleased to add to my Stocks and Shares ISA right now. I think it could deliver mighty returns through to the end of the decade.A lumpy recovery in the global economy threatens the bounce-back of all cyclical UK shares like this. But for HSBC and the banks specifically, the need for central banks to keep interest rates locked around record lows — and to keep quantitative easing measures rolling to aid the recovery — poses an extra risk to the bottom line. Low interest rates squeeze profits as they narrow the rates at which banks lend to borrowers, and the rates that they offer to savers.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I’m also concerned about the prospect of fresh trade wars between major economies. This is particularly problematic for HSBC as recent bickering over tariffs has revolved around the US and China. The Footsie bank sources around two-thirds of total revenues from Asia right now, a region that’s dependent on a strong Chinese economy.Banking on AsiaHowever, as a long-term investor, HSBC still appeals to me. I’m particularly encouraged by the fact that analysts today expect China to return to the rampant economic growth of recent decades from 2021.China and the surrounding areas look so lucrative, in fact, that this particular UK share plans to supercharge investment there. Today it affirmed its intention to “pivot to Asia” and announced a $6bn investment drive on the continent over the next five years. HSBC expects the drive to help deliver “double-digit growth” and to supercharge its wealth management and commercial banking arms specifically.The FTSE 100 firm’s planned hinge towards Asia is perhaps no surprise. HSBC has endured extremely low returns in the US and Europe in recent times. So it plans to strip down its operations in these developed markets to swivel to its high-growth markets.There’s always a risk that the UK share’s huge investment in Asia will fail to deliver those much-hoped-for results. But things are looking good right now as the region’s personal income levels soar. KPMG reckons personal financial assets in the region will total $69trn by 2025 as the continent’s middle class grows. This will represent three-quarters of the global total, it estimates.A top UK value shareCity analysts expect HSBC to begin recording explosive earnings growth from 2021. A tough economic recovery in its established markets could blow estimates off course. But right now, forecasts suggest a 57% bottom-line rise in 2021. Another 31% profits increase is predicted for 2022 too.As a consequence, I think HSBC is one of the tastiest FTSE 100 value shares out there. The bank trades on a forward price-to-earnings growth (PEG) ratio of 0.3. A reading of 1 and below can suggest that a UK share is undervalued. And on top of this. the company boasts big dividend yields of 5% and 5.9% for 2021 and 2022 respectively. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this.center_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Enter Your Email Address Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended HSBC Holdings. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Wild | Tuesday, 23rd February, 2021 | More on: HSBA last_img read more

Read More →

What you should know about Sam Warburton

first_imgLeading the way: Sam Warburton first captained Wales against the Barbarians in JuneBy Sarah Mockford, Rugby World Features EditorSAM WARBURTON recently said to me that he was content being a quiet member of the Wales squad, that he wasn’t quite ready to be shouting orders at the more senior members around him.In a couple of months things have changed dramatically for the openside flanker as he’s had to take on more vocal responsibility as Wales captain for their last three matches. And with Matthew Rees now a serious injury doubt for the World Cup, he could be fulfilling that leadership role in New Zealand too.While Wales will struggle to find an adequate replacement for Rees in the middle of the front row, they have someone more than capable of taking on the captaincy mantle, as he proved by winning Man of the Match in the 19-9 win over England in Cardiff.Warren Gatland said of his captain’s performance: “Sam was absolutely outstanding. That defensive effort at the breakdown stopped England getting momentum.”So what do we know about the Welsh back-rower? Here are five reasons why Warburton’s proving such a hit…1. Learning from the master Warburton has learnt his trade at Cardiff Blues under the tutelage on one of the greatest opensides of the professional era, Martyn Williams. While he may end up denying his mentor a 100th Wales cap, Warburton himself has mastered the same snaffling skills at the breakdown and provides his team with plenty of turnover ball.2. Gym won’t fix it Running man: Warburton scores against Italy3. Multi-taskerAs well as his scavenging abilities at the contact area, Warburton is also a solid tackler, a decent lineout option and offers himself as a powerful ball-carrier too, as his try against Italy showed.4. Leading from the frontWhile he admits to being hugely nervous before a Test in which he is captain, he seems to thrive on those nerves. He was undoubtedly one of Wales best players during this year’s Six Nations and has improved yet further during the last three games. He’s been to the fore of Wales’ game plan and hasn’t been found wanting in terms of his decision making. As a youngster, Warburton used to spend a lot of time in the gym trying to get bigger and stronger – but he might well have been doing himself more damage. Since he’s cut down on the gym work he’s also cut down on the number of injuries he’s picked up. It may be coincidence, but it seems the less strain he puts on his body in the gym, the more rewards he’s reaping on the pitch. 5. Rounded individualWhile he’s not someone to let his hair down out on the town – he prefers a protein shake to a few beers – he keeps himself occupied off the pitch. He plays the drums, likes walking the family’s dogs and is even looking into property development. He certainly knows how to switch off to rugby. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

Read More →

2019 Rugby World Cup: Wales 43-14 Georgia

first_img TAGS: Georgia They withstood the Welsh attacks for nearly half an hour – and exerted pressure of their own – before Tomos Williams won the race to touch down a George North kick ahead.Georgia deserved another try, though, and duly delivered when taking a quick tap from a scrum penalty. The forwards carried hard and fast to get within a few metres of the line, then Levan Chilachava got low to cross the whitewash.Tomos Williams then turned creator for North, breaking on the outside before passing inside for the winger to stretch for the line.A maximum five points for Wales ahead of Sunday’s match with Australia, but that second half will have taken its toll in terms of the physicality.Star manDan Biggar led the attack well while being on the receiving end of some powerful tackles while Josh Adams was a constant threat, whether out on the wing or cutting into midfield. We’ll give the gong to Justin Tipuric, though. He was the action man for Wales on both sides of the ball. He took his try well, charged down kicks, made his tackles and proved, as ever, a good link man.Perfect timing: Justin Tipuric charges down Tedo Abzhandadze (Getty Images)Related: Rugby World Cup TV CoverageThe ReactionWales captain Alun Wyn Jones: “We came out of the blocks as we wanted in the first half. We’re probably a bit disappointed with the second half, we left a couple of tries out there. The overall feeling is we took our foot off the gas a bit in the second half. It’s a good result, but there’s plenty to work on.”Fab fourth: Liam Williams scores Wales’ fourth try against Georgia (Getty Images)Georgia coach Milton Haig: “The first half wasn’t very good. We got caught out a couple of times around the edge of our set-piece, so they ended up getting a few points.“But I thought we played very well in the second half and we showed typical Georgian fighting spirit we’re known for. I’m proud of how they went in that second half and it’s something to build on for the future in the tournament.”The TeamsWales: Liam Williams (Leigh Halfpenny 61); George North, Jonathan Davies, Hadleigh Parkes, Josh Adams; Dan Biggar (Rhys Patchell 67), Gareth Davies (Tomos Williams 51); Wyn Jones (Nicky Smith 56), Ken Owens (Elliot Dee 56), Tom Francis (Dillon Lewis 47), Jake Ball (Aaron Shingler 62), Alun Wyn Jones (captain), Aaron Wainwright (Ross Moriarty 51), Justin Tipuric, Josh Navidi.Tries: J Davies 3, Tipuric 13, Adams 19, L Williams 40, T Williams 65, North 76. Cons: Biggar 4, Halfpenny. Pen: Biggar.Georgia: Soso Matiashvili; Miriani Modebadze, David Kacharava, Tamaz Mchedlidze, Giorgi Kveseladze; Tedo Abzhandadze, Vasil Lobzhanidze (Gela Aprasidze 60); Mikheil Nariashvili (captain, Guram Gogichashvili 47), Shalva Mamukashvili (Jaba Bregvadze 47), Beka Gigashvili (Levan Chilachava 47, Gigashvili 79), Giorgi Nemsadze, Konstantine Mikautadze (Shalva Sutiashvili 51), Giorgi Tkhilaishvili (Shalva Mamukashvili 55-58, Beka Saginadze 58), Mamuka Gorgodze (Otari Giorgadze 60), Beka Gorgadze.Tries: Mamukashvili 43, Chilachava 69. Cons: Abzhandadze 2.Follow our Rugby World Cup homepage which we update regularly with news and features. Then, after Georgia had spent a good ten minutes in the Welsh 22 but not been able to break down the famed defence, Wales came again. From a lineout they spread the ball wide, Jonathan Davies cut a hard line and then passed outside for Liam Williams to collect it on the bounce and touch down. Four tries in 40 minutes and the bonus point secured.Georgia were more resolute at the start of the second period, though, and this seemed to rally a crowd that had been somewhat subdued in the first 40. They clearly wanted to see more of a contest.The Lelos set up a five-metre lineout from a couple of penalties, got their rolling maul in gear and Shalva Mamukashvili touched the ball down.On the board: Georgia hooker Shalva Mamukashvili scored at the start of the second half (Getty Images)Wales were straight back into the Georgian 22 and got their own maul moving – so much so that Jaba Bregvadze was sin-binned for collapsing it – but the Lelos were able to hold out the red waves and eventually turned the ball over. Opening scorer: Jonathan Davies finds space against Georgia (Getty Images) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img The Welsh kicked off their Rugby World Cup campaign with a bonus-point win against Georgia in Toyota 2019 Rugby World Cup: Wales 43-14 GeorgiaHead-to-headPlayed – 2Wales wins – 2Georgia wins – 0Did You Know?Alun Wyn Jones equalled Gethin Jenkins’s Wales caps record in this match. They have now both played 129 Tests for their country.Georgia maintained their record of not missing a conversion in World Cup history, getting maximum points from all 16 of their tries to date.Related: Rugby World Cup FixturesEye in the sky: An aerial view of Wales on the attack (Getty Images)In a nutshellWales had the try bonus point wrapped up by half-time in their tricky Pool D opener against Georgia – cutting through Georgia’s defence like the proverbial hot knife through butter – but they found it much harder work in the second 40 against a revived Lelos team.First to cross, after just three minutes, was Jonathan Davies, who cut straight through the Georgian midfield to score under the posts. The only surprise was that Dan Biggar then hit the post with his conversion – maybe the accidental headbutt from Liam Williams during the try celebrations played a part in that!Justin Tipuric and Josh Adams both notched tries in the first quarter, inside balls catching Georgia’s defence off guard and allowing the Welsh to make easy ground.You can watch the Josh Adams try here… Also make sure you know about the Groups, Warm-ups, Dates, Fixtures, Venues, TV Coverage, Qualified Teams by clicking on the highlighted links.Finally, don’t forget to follow Rugby World on Facebook, Twitter and Instagram.last_img read more

Read More →

How to Change the World: Social Entrepreneurs and the Power of New Ideas

first_imgHow to Change the World: Social Entrepreneurs and the Power of New Ideas About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 19 January 2008 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  13 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Read More →

Record Number of Homebuyers Looking to Change Metros

first_img Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Daryl Fairweather Redfin Migration Report 2019-01-30 Donna Joseph January 30, 2019 1,167 Views The Best Markets For Residential Property Investors 2 days ago Tagged with: Daryl Fairweather Redfin Migration Report in Daily Dose, Featured, Market Studies, News According to the Redfin Migration Report, migration trend has reached a record high as one in four people searching for a home is looking to change metros. Twenty-five percent of home searchers looked to move to another metro area in the fourth quarter of 2018, up from 23 percent the year before. Nationally, the share of home searchers looking to relocate has been increasing at a steady pace since early 2017, and currently sits at its highest level on record since Redfin began tracking migration trends. The analysis is based on a sample of more than 1 million Redfin.com users who searched for homes across 87 metro areas from October through December.The metros with the highest net outflow in Q4 2018 are San Francisco, New York, Los Angeles, Washington, D.C., and Denver. Net outflow is defined as the number of people looking to leave the metro minus the number of people looking to move into the metro, the report indicated. Data on outflows reflected an upward trend with San Francisco, New York, Denver and Washington, D.C., outflows up considerably compared to the previous year. Of all San Francisco Bay Area residents using Redfin, 24 percent were searching for homes in another metro, up from 19 percent during the same time period a year earlier.Denver shifted from modest net inflows and outflows in 2017 to strong net outflows toward the end of 2018—making the biggest move up the list. Redfin found that 24 percent of Denverites on Redfin.com searched for homes outside the area, up from 17 percent a year earlier.Seattle has reclaimed its migration-destination status with a surge in net inflow and the fifth-most popular migration destination in the fourth quarter, behind nearby Portland and the relatively affordable metros–Sacramento, Phoenix, and Atlanta. However, the number of home sales in Seattle recorded a sharp decline at the end of the year down by 22 percent in December. The search interest still remains high, the report indicated. “People looking to leave high-tax metros for a city with mountain views and top-notch hiking are more likely to pick Seattle over Denver because Washington State doesn’t have an income tax. In fact, the top destination for Denverites looking to leave is Seattle,” said Daryl Fairweather, Chief Economist at Redfin. Read the full report here. Record Number of Homebuyers Looking to Change Metros Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Postcenter_img Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Home / Daily Dose / Record Number of Homebuyers Looking to Change Metros Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Homeowners Stick It Out Next: Fed’s Powell Urges “Patience” Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Share Save About Author: Donna Joseph The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Read More →

USA: Harpers Ferry-Class Dock Landing Ship Supports Amphibious Southern Partnership Station 2012

first_img View post tag: Amphibious View post tag: Harpers October 6, 2011 View post tag: Navy View post tag: Ferry-Class View post tag: southern View post tag: Landing View post tag: ship View post tag: partnership USA: Harpers Ferry-Class Dock Landing Ship Supports Amphibious Southern Partnership Station 2012 Back to overview,Home naval-today USA: Harpers Ferry-Class Dock Landing Ship Supports Amphibious Southern Partnership Station 2012 center_img Training & Education View post tag: Naval USS Oak Hill (LSD 51) deployed for its sixth deployment in seven years in support of Amphibious-Southern Partnership Station 2012 (A-SPS 12), Oct. 3.This A-SPS 12 mission is comprised of members from each branch of military service. The mission is focused on working together with the partner nation’s civil and military services, sharing ideas and professional expertise to improve interoperability and enhance regional maritime security throughout the Caribbean Basin, Central and South America.“We will also be providing humanitarian assistance through Project Handclasp,” said Capt. Arturo Garcia, A-SPS 12 mission commander.Project Handclasp is an official Navy program that accepts and transports educational, humanitarian and goodwill materials overseas on a space-available basis aboard U.S. Navy ships.“We have 95 pallets of donated equipment and supplies valued at nearly $400,000 that will aid in humanitarian assistance. The crew and I are fortunate to have this opportunity,” said Cmdr. David Bauer, Oak Hill commanding officer.Oak Hill brings with it a task force of 725 personnel consisting of service members from Amphibious Squadron (PHIPBRON) 8, the U.S. Coast Guard, U.S. Marine Corps Marine Wing Support Squadron 274, Helicopter Marine Medium 774, Second Amphibious Assault Vehicle Battalion, Riverine Squadron (RIVRON) 3, Assault Craft Unit (ACU) 2, Beach Master Unit 2, Joint Inter-Agency Task Force South (JIATF-S) and Public Affairs Support Element.U.S. Naval Forces Southern Command and U.S. 4th Fleet supports U.S. Southern Command joint and combined full-spectrum military operations by providing principally sea-based, forward presence to ensure freedom of maneuver in the maritime domain, to foster and sustain cooperative relationships with international partners to fully exploit the sea as maneuver space in order to enhance regional security and promote peace, stability and prosperity in the Caribbean, Central and South American regions.[mappress]Source: navy, October 06, 2011 Share this article View post tag: Dock View post tag: Supports View post tag: station View post tag: 2012 View post tag: News by topiclast_img read more

Read More →